Refund Policy
Last updated: 24 May 2026
AppealPilot delivers a digital service — an AI-generated analysis of your health insurance claim rejection — that is produced and delivered immediately upon payment. This policy explains when you are entitled to a refund.
1. When we will refund you
You are entitled to a full refund in the following situations:
- Service not delivered. You completed payment but did not receive an analysis due to a technical error on our side.
- Duplicate payment. You were charged more than once for the same analysis.
- Wrong tier charged. You were charged for the full tier (Analysis + Appeal Letter) but received only the basic analysis, or vice versa.
Refund requests in these cases will be processed within 5 business days of us receiving your request. The refund will be returned to the original payment method and typically appears within 5–10 banking days depending on your card issuer.
2. When we do not refund
- The analysis was delivered and accessed, and you are dissatisfied with the AI-generated content. As stated in our disclaimer, AI analysis does not guarantee any outcome, and the quality of the analysis depends in part on the documents you provide.
- You uploaded incorrect documents or documents unrelated to an Indian health insurance claim.
- You changed your mind after the analysis was delivered.
We understand this may feel strict for a digital service. If you have an unusual situation not covered above, please contact us and we will consider it on a case-by-case basis.
3. How to request a refund
Use our refund request form or email us directly:
Online form: Submit a refund request →
Email: support@appealpilot.app
Include the following in your email:
- Your name and the email address used at checkout
- Your Stripe payment ID (starts with
pi_— found in your payment confirmation email from Stripe) - A brief description of the issue
We will acknowledge your request within 48 hours and resolve it within 5 business days.
4. Consumer rights under Indian law
Nothing in this policy limits your rights under the Consumer Protection Act 2019. If you believe you have a valid complaint that we have not addressed, you may file a complaint with the relevant Consumer Disputes Redressal Commission. For disputes up to ₹50 lakh, the District Commission has jurisdiction.
5. Chargebacks
If you initiate a chargeback with your bank before contacting us, we may be unable to process a direct refund. We encourage you to contact us first — disputes are resolved faster and with less friction through direct communication.